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It is an official document that a person or company submits to the tax authority,
Translations are the professional service that a consulting firm offers to convert documents, texts, or
An ITIN (Individual Taxpayer Identification Number) is a tax identification number issued by the United
Accredited officials verify the identity of the parties, witness the signature of documents, and certify
The process of creating, structuring, and drafting a contract in clear and legally valid terms,
It is a private or personal letter whose signature has been certified by a Notary
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The main difference is that saving is setting aside money for the near future (emergencies, short-term expenses), prioritizing security and liquidity, while investing is putting that money to work for long-term growth and achieving larger goals, assuming a certain risk to obtain a return.
A budget helps manage personal finances because it provides control over your money, allows you to make informed decisions, reduces unnecessary expenses, facilitates saving for future goals, and helps avoid debt. By planning your income and expenses, you gain a clear picture of where your money is going, allowing you to prioritize needs, save effectively, and build a foundation of financial stability.
The main benefits of having an emergency fund include financial peace of mind, by reducing stress in the face of unforeseen events, and economic stability, as it prevents the need to incur high-interest debt and protects the health of your personal finances against unexpected expenses such as medical bills or home repairs.
Financial planning is important for retirement because it allows you to ensure financial security, maintain your desired lifestyle, achieve personal goals, and prepare for unexpected events, such as medical expenses or the cost of long-term care, all thanks to a long-term savings and investment plan that gives you peace of mind.
